Do you have any special healthcare needs, such as receiving outpatient services on a regular basis or a history of frequent hospitalizations? All Medicare plans provide coverage for these and many other services; but some Medicare plans require different cost-sharing amounts to be met for things like physician office visits, outpatient care, inpatient care, skilled nursing care, ambulance transport services and chiropractor services. By making a list of healthcare services you have required in the recent past, you will be able to verify Medicare plans being considered will include these important insurance benefits.