Medicare Annual Enrollment Period (AEP) Begins - October 15, 2024
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Medicare Annual Enrollment Period October 15 to December 7

We are once again in the Medicare Annual Enrollment Period (AEP) that occurs between October 15th and December 7th. This is the time of year when Medicare beneficiaries are able to compare and choose their Medicare insurance coverage for the coming year.

This year more than others, Medicare beneficiaries enrolled in a Medicare Advantage (MA) plan or a standalone Medicare Prescription Drug plan (PDP) may experience significant changes to their plan benefits and/or premium for 2025. Carefully read your Annual Notice of Change (ANOC) letter sent by your MA or PDP plan in early October to review all changes to your coverage for calendar year 2025.

MedicareCompareUSA is standing by to provide any help you may need when sorting out your Medicare insurance options. Remember, we represent Medicare plans contracted by your local health system.

Even if your plan hasn’t changed, there could be another plan that works better for you. Take advantage of this totally free service (without obligation) and call the toll-free helpline from 6am to 5pm (PT) Monday through Friday, at 855-559-5786, TTY 711 to learn how one of our licensed insurance agents can help.

If you are interested in a plan comparison we strongly encourage you to give us a call, schedule an appointment, or fill out the Agent Consultation Request form below so we can make sure you are taken care of.

Common Medicare AEP Situations

If you are notified that your current Medicare Advantage plan will not be available in 2025, here are your options:

  1. Return to Original Medicare. Because you are involuntarily losing your Medicare Advantage plan, you will be automatically reinstated with Original Medicare starting on January 1, 2025. You also qualify for any Medicare Supplement (Medigap) plan of your choice on a Guarantee Issue basis (no medical underwriting required). You may also decide to purchase a standalone Medicare Prescription Drug plan.
  2. Shop for an alternative Medicare Advantage plan. You can compare and choose a Medicare Advantage plan during Medicare AEP which lasts from October 15 till December 7. Be sure to verify that your physicians and medications are covered by your Medicare Advantage plan of choice.

If you receive your Annual Notice of Change (ANOC) letter from your Medicare Advantage plan and are concerned about changes being made to your coverage for 2025, here are your options:

Return to Original Medicare. Contact your Medicare Advantage plan directly and they will initiate the disenrollment process (or call 1-800-MEDICARE for assistance). Please note:

  1. If you wish to purchase a Medicare Supplement plan (Medigap), you will likely need to pass the plan’s medical underwriting requirements.
  2. You may decide to purchase a standalone Medicare Prescription Drug plan.

Shop for an alternative Medicare Advantage plan. You can compare and choose a Medicare Advantage plan during Medicare AEP which lasts from October 15 till December 7. Be sure to verify that your physicians and medications are covered by your plan of choice.

Most Medicare Prescription Drug plans will experience noticeable changes for 2025. This may include Plan Premium increases or changes to the drugs covered by the plan (formulary). For a complete listing of Medicare Prescription Drug plans available in your area, visit the plan finder tool found on Medicare.org. You are able to compare and enroll in the Medicare Prescription plan of your choice.

Medicare Annual Enrollment: The process

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If you have a Medicare Advantage plan or Medicare Prescription Drug plan, be sure to check your Annual Notice of Change Letter from your insurance plan that will describe any plan changes that will take place for 2025. You should have received this letter in early October. If you are interested in a plan comparison we strongly encourage you to give us a call or send us an email so we can make sure you are taken care of.

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If you are satisfied with your plan and want to keep it for next year, you need to do nothing. It will renew automatically.

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If you want to review or make a change, call the reservation line and make an appointment toll-free at 855-559-5786, TTY 711.

Medicare Annual Enrollment
Dates and deadlines you need to know

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OCTOBER 15, 2024
Annual Enrollment begins

This is the FIRST DAY you can
enroll for 2025 health coverage.

DECEMBER 7, 2024
Annual Enrollment ends

This is the LAST DAY you can
enroll for 2025 health coverage.

JANUARY 1, 2025
First date coverage can start

Even if you enroll in December 2024,
your new Medicare plan won’t go
into effect until January 1, 2025.

Did you know?

MedicareCompareUSA is a national insurance brokerage that represents Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. We serve as the Medicare insurance helpline for hospital systems and physician organizations that rely on us to assist their patients with Medicare.

Our referring physicians and hospitals trust we will provide their patients with impartial Medicare plan comparisons and assistance each year during the Medicare Annual Enrollment Period (Oct 15 – Dec 7).

To reach our Customer Service Department:

Call toll-free: 855-559-5786, TTY 711

Email: CustomerService@MedicareCompareUSA.com

Schedule an Appointment with a Licensed Insurance Agent: MedicareCompareUSA.com/Bookings