Find the Right Plan
If you are currently reviewing your insurance options, MedicareCompareUSA can help you sort out all of the details. In order to select the plan that’s right for you, you’ll want to:
Be sure to confirm the Medicare plans that are accepted by your physicians and hospital of choice before applying for coverage. Most healthcare providers do not accept all insurance options or health plans.
Limiting your search to Medicare plans accepted by your healthcare providers will help ensure that you have no problems when receiving care and that you are never faced with the requirement of changing healthcare providers in order to use your Medicare plan. MedicareCompareUSA agents always confirm the Medicare plans that are accepted by your physicians and hospital.
Do you have any special healthcare needs, such as receiving outpatient services on a regular basis or a history of frequent hospitalizations? All Medicare plans provide coverage for these and many other services; but some Medicare plans require different cost-sharing amounts to be met for things like physician office visits, outpatient care, inpatient care, skilled nursing care, ambulance transport services and chiropractor services. By making a list of healthcare services you have required in the recent past, you will be able to verify Medicare plans being considered will include these important insurance benefits.
If you are considering a Medicare Advantage plan, be aware that a maximum out-of-pocket benefit is included on all Medicare Advantage plans. This benefit specifies the total amount for Medicare covered services a person would pay out of their own pocket before the plan pays all remaining costs for that calendar year (excludes plan premium and Medicare Prescription plan member cost sharing). Maximum out-of-pocket benefits are included on all Medicare Advantage plans; however, the maximum amount may vary by plan.
Make a list of your prescriptions, including: the name of the drug, dosage and frequency. Compare your list against the plan formulary of any Medicare Part D Prescription plans of interest, and make sure all of your prescription medications are covered at the lowest cost.
Medicare Advantage plans may offer added benefits. These might include preventive dental, vision, hearing, alternative healthcare or a gym membership. If there is an added benefit that is important to you, try to locate a plan that meets all of your needs, including any important added benefits. You will need to consider all of the points listed in this section and then make the decision that is right for you.
Why call MedicareCompareUSA?
Into the future your agent will always make sure you understand annual changes being made to your Medicare plan benefits/premium and the list of Medicare plans accepted by your healthcare providers. Upon request your agent can provide Medicare plan comparisons of other available Medicare plans accepted by your healthcare providers.